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| HELCO Federal Credit Union, your member owned financial institution, is committed to providing you with competitive products and services to meet your financial needs and help you reach your goals. We are equally committed to protecting the privacy of our members. Under federal law, we are required to give you this privacy notice. It describes our credit union's privacy policy and practices concerning the personal information we collect and disclose about our members. It also includes information about the parties who receive personal and sometimes nonpublic information from us as we conduct the business of the credit union. | ||||
| If after reading this notice you have questions, please contact us at: | ||||
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| Information We Collect About You | ||||
We collect nonpublic personal information about you from the following sources:
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| We may disclose all of the information we collect, as described above, as permitted by law. | ||||
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| Parties Who Receive Information From Us | ||||
| We may disclose nonpublic personal information about you to the following types of third parties: Financial service providers, such as insurance companies Non-financial companies, such as consumer reporting agencies, data processors, check/share draft printers, plastic card processors, and government agencies Disclosure of Information to Parties That Provide Services to Us | ||||
| In order for us to conduct the business of the credit union, we may disclose all of the information we collect, as described above, to companies that perform marketing or other services on our behalf or to other financial institutions with whom we have joint marketing agreements so that we may provide members competitive products and services. We may also disclose nonpublic personal information about you under circumstances as permitted or required by law. These disclosures typically include information to process transactions on your behalf, conduct the operations of our credit union, and follow your instructions as you authorize, or protect the security of our financial records. | ||||
| To protect our members' privacy we only work with companies that agree to maintain strong confidentiality protections and limit the use of information we provide. We do not permit these companies to sell information we provide to other third parties. | ||||
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| Disclosures Of Information About Former Members | ||||
| If you terminate your membership the Credit Union, we will not share information we have collected about you, except as may be permitted or required by law. | ||||
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| How We Protect Your Information | ||||
| We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, or procedural safeguards that comply with federal regulations to guard your nonpublic personal information. | ||||
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| What Members Can Do To Help | ||||
| HELCO Federal Credit Union is committed to protecting the privacy of its members. Members can help by following these simple guidelines: | ||||
| Protect your account numbers, plastic card numbers, PIN's (personal identifications numbers) or passwords. Never keep your PIN with your card, which can provide free access to you account if your card is lost or stolen. | ||||
| Use caution when disclosing your account numbers, social security numbers, etc. to other persons. If someone calls you explaining the call is on behalf of the credit union and ask for your account number, you should beware. Official credit union staff will have access to your information and will not need to ask for it. | ||||
| Keep your information with us current. If your address or phone number changes, please let us know. It is important that we have current information on how to reach you. If we detect potentially fraudulent or unauthorized activity or use of an account, we will attempt to contact you immediately. Let us know if you have questions. Please do not hesitate to call us - we are here to serve you! | ||||
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HELCO Federal Credit Union 1437 Kilauea Ave, Suite 105 Hilo, HI 96720 Phone: (808) 238-3500 Fax: (808) 238-3220 |
Your savings federally insured to at least $250,000 and backed
by the full faith and credit of the United States Government.